DACA, Undocumented People Eligible for Coverage Under Colorado Option – InsuranceNewsNet

Some health insurers and employers opposed the Colorado option, passed by lawmakers in 2021, warning that the move would lead to higher premiums and further complicate the insurance market.

Telang argued that because the plans have the same benefits for all metal layers and insurance companies, the Colorado option makes it easier for consumers to shop based on quality, network and price.

She added that the measure also requires insurance companies to cut premiums for standardized plans by 5% in 2023, by 10% in 2024 and 15% in 2025, compared to 2021 premiums.

“This is a great opportunity for consumers,” Telang said, “because it creates more competition in the individual and small group marketplace, and should reduce premium costs overall.”

Provisions in the Colorado option also aim to address a continued lack of trust in the medical system by people of color – rooted in ongoing and historic damage to those communities – by taking steps to increase staffing at health centers. to resemble the patients they serve.

Telang noted that any information legally collected during the enrollment process cannot be shared with federal agencies, including US citizenship and immigration services.

“Consumers enrolling in the OmniSalud program will not be asked about their immigration status,” Telang said. “And information about the registration with the health insurance is confidential.”

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